Senior Associate, AML Program Governance

Company: Santander Holdings USA Inc
Location: Boston
Posted on: May 13, 2025

Job Description:

Senior Associate, AML Program GovernanceCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:The Sr. Associate, AML Program Governance will help manage a variety of governance routines and activities across the BSA/AML and OFAC team. Reporting to the BSA/AML and OFAC team's Chief of Staff and Transformation, this person will coordinate and streamline cross-functional efforts related to the BSA/AML and OFAC team's involvement in state and federal regulatory exams as well as internal audits. This person will also manage the vendor oversight lifecycle for both onshore and offshore vendor support, focusing on enhanced vendor efficiency and effectiveness. In addition, this person will support other governance routines and activities as necessary based on evolving priorities and in support of cross-functional strategic initiatives. -Responsibilities will include, but may not be limited to:

• Maintain current knowledge of relevant state and federal BSA/AML and OFAC laws and regulations. -
  • Manage key processes across the vendor oversight lifecycle, including but not limited to: vendor identification, vetting and selection, internal approvals and onboarding, ongoing oversight (e.g., communicating expectations, forecasting and tracking, providing directional guidance, reviewing work product, and evaluating performance to ensure high-quality standards - in accordance with regulatory expectations - are met), and offboarding. -
    • Develop assumption-based capacity and execution forecasts and track project progress against such forecasts, adjusting as necessary when assumptions change and/or more information becomes available. -
      • Obtain and organize vendor and project documentation in anticipation of requests for information and analyses from state and federal regulators as well as internal groups such as Third-Party Risk Management and Internal Audit. -
        • Manage key processes across the state, federal, and Internal Audit examination lifecycle, including but not limited to: liaising with cross-functional stakeholders to coordinate, assign, and provide requests for information and analyses; conducting ongoing oversight (e.g., tracking, providing directional guidance, reviewing responses and artifacts to ensure high-quality standards - in accordance with regulatory expectations - are met, conducting preliminary validation of remediation efforts). -
          • Support other governance routines and activities as necessary based on evolving priorities and in support of cross-functional strategic initiatives. -
            • Report to management on status including strategic insight related to risks and opportunities. -
              • Collaborate with cross-functional stakeholders on a variety of complex matters across the vendor oversight and examination management lifecycle, promptly providing relevant information, expertise, and solutions to challenges that arise. -What You Bring:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
                • Bachelor's Degree or equivalent work experience: Finance, Business or equivalent field. - Required.
                • 9+ Years Compliance, Legal, Regulatory, or Financial Services. - Required.Skills and capabilities include:
                  • Advanced knowledge of BSA, USA PATRIOT Act, and OFAC Sanctions regulatory requirements. -
                    • Experience planning and executing complex projects including those involving vendor support. -
                      • Experience across the vendor oversight lifecycle, from identification and selection to performance evaluation. -
                        • Experience across the examination management lifecycle, from coordinating with cross-functional partners to interaction with regulatory examiners and validation of remediation efforts. -
                          • Strong analytical skills with the ability to identify detailed compliance and project risks while simultaneously understanding overall strategy. -
                            • A highly motivated self-starter who is adaptive and skilled at navigating the complexities associated with cross-functional projects and large organizations. - -
                              • Proven success in working both independently and collaboratively. -
                                • Excellent at managing multiple projects and consistently meeting deadlines. -
                                  • Excellent interpersonal skills with experience building strong relationships with a variety of internal and external stakeholders (including examiners and auditors). -
                                    • Excellent communication skills, both written and verbal, interacting with non-executive and executive management across business lines and control functions. -
                                      • Excellent presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging. -
                                        • Demonstrated experience facilitating change to achieve measurable results. -Certifications:
                                          • Certified Anti-Money Laundering Specialist (active member in good standing) - preferred
                                          • Certified Regulatory Compliance Manager (active member in good standing) - preferredIt Would Be Nice For You To Have:Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.Working Conditions:Frequent minimal physical effort such as sitting, standing -and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:Review the internal eligibility guidelines . If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
                                            
                                            Primary Location: -Miami, FL, Miami
                                            Other Locations: -Massachusetts-Boston,Texas-Dallas
                                            Organization: -Santander Holdings USA, Inc.Salary: $93,750 - $165,000/year

Keywords: Santander Holdings USA Inc, North Attleborough , Senior Associate, AML Program Governance, Accounting, Auditing , Boston, Massachusetts